Last years the life fund did well and normally in Mr. Tan's time when life fund did well pohidylolcers would get more bonuses but not with the new management.In fact it is reduced and deferred to the maturity or about 25 years later. At this point they can play plum pudding with you and give excuses like poor investment return and all the craps. You can take your case to CASE or Fidrec and file a complaint.

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